FYNCEO – GLOBAL PRIVACY & DATA CONSENT NOTICE (EN)

Last Updated: Dec 10, 2025

Fynceo (“App”) is committed to protecting your personal data and ensuring transparency. This Notice is compliant with GDPR (EU), KVKK (Turkey), CCPA (California), PIPL (China) and APPI (Japan) regulations.

By using the app, you acknowledge that you have read, understood and accepted this Notice.

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📍 1. Personal Data We Process

Required Data (necessary for the service)

• Device information
• IP address / region (for localization & pricing)
• App usage statistics (performance, crashes)
• Subscription status (Free / Premium)

Optional Data (requires consent)

• Push notification permission
• Analytics data
• Advertising ID (AAID / IDFA)
• User-input portfolio data (stored locally)

Financial Data

All portfolio data (stocks, crypto, metals, funds) is processed locally on your device only.
It is never uploaded, never shared, and never monetized.

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📍 2. Purpose of Processing

Data may be processed for:

• App functionality & service continuity
• Portfolio calculations
• Analytics and performance monitoring
• Crash and error diagnostics
• Subscription validation
• Notifications & alerts
• Security and fraud prevention
• Compliance with legal requirements

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📍 3. International Data Transfers

Some third-party services (Apple, Google, Firebase, OneSignal) may process data in servers located abroad.

Transfers occur solely for:

• Ensuring service delivery
• App performance
• Error diagnostics
• Secure storage

All transfers comply with GDPR / KVKK safeguards.

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📍 4. Data Retention

• Core usage data: As long as you use the app
• Analytics & advertising data: 12–24 months (Google policies are valid here)
• Portfolio data: Stored only on device
• Legal records: As required by law

Data is deleted or anonymized when no longer needed.

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📍 5. Third-Party Providers

We may use:

• Apple App Store / Google Play
• Firebase & Crashlytics
• OneSignal / FCM
• AdMob (if advertising is enabled)

Their own privacy policies apply.

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📍 6. User Rights

You have the right to:

• Access your data
• Delete your account
• Delete the app on your device

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📍 7. Data Security

We apply:

• Encryption (AES-256)
• On-device storage
• Secure access controls
• Data minimization
• No unnecessary data collection

Portfolio data never leaves the device. The data on your responsibility.

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📍 8. Consent Statement

The following actions require explicit consent:

• Analytics tracking
• Advertising ID usage
• Personalized ads
• Push notifications
• Regional usage tracking

By continuing, you confirm:

“I consent to the processing of my personal data as described in this Privacy & Data Notice.”